After an initial rejection I was able to speak to your team and provide further information which was a revelation that a business did all it could to work with the latest information and assist me in my application. Couldn’t commend your staff enough.
⭐ Beware of TM Advances: Irresponsible Lending Practices ⭐ I am utterly disappointed with TM Advances and their reprehensible lending practices. In 2019, despite acknowledging that their loan to me was irresponsible and unaffordable, they shamelessly lent me money knowing they were likely preying on someone vunerable, oblivious to the immense financial and emotional distress it caused me. TM Advances not only failed to log my complaint but also continued pressuring me for repayment, even resorting to legal action when confronted. This callous disregard for the consequences of their actions is appalling. Their reckless lending led to a catastrophic impact on my life. I suffered from debilitating mental health issues, including severe anxiety and depression, resulting in multiple suicide attempts and police interventions. Additionally, their relentless pursuit of payment worsened my already dire situation, pushing me to the brink of financial ruin. The damage inflicted by TM Advances is irreversible. Despite their belated acknowledgment and the eventual write-off of the debt, the scars remain, both financially and emotionally. I strongly advise anyone considering engaging with TM Advances to think twice. Their negligent and predatory lending practices demonstrate a blatant disregard for their customers' welfare. Steer clear and seek financial assistance elsewhere, where integrity and empathy prevail.
Honestly, don't waste your time, as with others ask you everything, get all of your information then say no. Mislead you by saying the call is a loan "completion call" and ask you everything apart from the colour of your knickers! I am actually quite relieved i was declined but stupid to give them my info and access to bank account. BE WARNED!
Fantastic service I don’t know we’re all the bad reviews come from I got behind and they helped me out treated just like any other main high street lender very polite when you speak to them or you have a problem yes there rates are high but it is sub prime finance so its what’s to expect and I know what I was paying when I signed the agreement
Took out a £1500 loan and relayed it early a reduced rate to save myself £1500 interest. Really helpful company albeit an exceptionally high interest rate
Did an application and then I was called to confirm a few details, then I was sent a text 3 hours later saying declined. I was given no reason via email, text or call no clarity on the process or can see they did a soft check on my equifax file but nothing else. Not sure what they are looking for when they have open access to my bank account but I guess its my fault for allowing it and the increase in loan companies need opening access to bank accounts and the increased fraud this leads to I will need to keep a close eye on what happens going forward. In summary if you want to do an application with absolutely no explaination of their decisions and no real communication then I would avoid this place.
I have a loan with them my payments have been up to date until few months ago . Due to covid my circumstances have changed. I have contacted them about lowering payments for now even got a debt company involved to help and they turned them down. Horrible company don't care about their customers. They need to be shut down. I don't know how they've been going for so long and how their allowed to get away with their interest rates and how they treat their customers
Jumped through all the hoops, even had a phone conversation during which I was being asked questions regarding specific transactions in my bank account then told I'd get a call back after the finalise some things to get a text "your application has been declined" without any further reason. Bug's the hell out of me that they're going through highly sensetive information with what seems like 0 actual intention of moving forward to then end the process through a text of all things.
Extremely bad company. They do not follow GDPR, they hassle you, they will ask everything about you personal and private information, then tell you they won’t lend to you. Obviously the interest is absolutely ridiculous anyway but I would personally avoid Mark, Matt and Isobel, they are nothing but fraudsters preying on the vulnerable.
TM Advances Ltd is located at Consort House, 12 S Parade, Leeds LS1 5QS, UK
You can contact TM Advances Ltd at +44 20 3983 5656
You can find directions to TM Advances Ltd by following this map link