Kuflink

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Reviews

1. Kieron Murty ★★★★★

   I reached out to Kuflink a few days ago with some questions about my repayments — a mix of capital and interest, including some from defaulted loans — and the team replied promptly with clear and sincere explanations. I understand that the changes made to the terms and conditions back in September 2025 were mainly to help manage defaulted loans more effectively. Repayments now arrive in smaller amounts, which did take me by surprise at first, but it’s been well explained. It’s also important to remember that Kuflink’s rates have always been target rates — and while I still hope to get as close to that target as possible, I understand there may be some delays along the way. That’s part of the nature of peer-to-peer lending. Overall, I appreciate the transparency and the effort the team is putting in to communicate honestly. I genuinely hope Kuflink continues to operate with the same integrity and care that investors like me have valued over the years.

   almost 3 months ago
2. Jackson Ahsan ★★★★★

   Kuflink has been an excellent platform to invest with. The team is professional, transparent, and always responsive. Their process is smooth, and I’ve consistently seen great results. Highly recommended for both new and experienced investors.

   almost 3 months ago
3. Katy Prime ★★★★★

   I recently contacted Kuflink about some repayments into my account I didn't understand and was really pleased with how quickly the team responded. Repayments are arriving in smaller amounts, mainly due to no availability to reinvest. Looking forward to seeing some new deals on the platform soon!!! Overall, the communication has been honest and helpful, and I appreciate the team’s transparency and effort.

   almost 3 months ago

1. Ryan Virk ★★★★★

   Friendly team and feeling positive about the future I’ve been investing with Kuflink for a while now and wanted to share a bit of positive feedback. The team have always been really friendly and approachable, it never feels like you’re being passed around or fobbed off. Whenever I’ve called, they’ve taken the time to talk things through properly, which honestly makes a big difference. It’s clear they’re working hard to get everything in order after all the recent changes, and you can really see the effort behind the scenes. I actually spoke to someone recently about their loan recovery data, and it was extremely encouraging, a lot more progress has been made than I’d realised!! That gave me a lot of comfort and confidence moving forward. Yes, P2P lending naturally has its ups and downs, but from what I can see, Kuflink are genuinely trying to make things more transparent and investor-friendly. Overall, I feel positive about where they’re heading and happy to stay invested.

   almost 3 months ago
2. Susan Smith ★☆☆☆☆

   I am an ex-financial adviser turned full‑time mother. I placed my family’s life savings across fixed period Auto‑Invest schemes with Kuflink. I did so on the basis of receiving guaranteed interest returns after the multi-year period had ended, just like one gets with a bank savings bond. In recent times Kuflink has suddenly enacted a series of abrupt, investor‑damaging T&C changes that have, for instance, effectively imprisoned nearly half of my funds in loans that are non-performing, in eternal default and highly toxic. I am tremendously concerned for my other Kuflink investments because all the signs point to a deliberate wind‑down of Kuflink's business and clear attempts to deter retail investors from remaining on the platform. When my Auto‑Invest investment matured a few days ago, Kuflink paid only about 55% of the capital and interest owed! Endless requests for explanation and resolution have gone unanswered. The departure of the previous Kuflink management, including around 25 other staff, and replacement with a new team has resulted in a new set-up at Kuflink. The new workers at Kuflink are highly disdainful of investors and uninterested in protecting lenders’ interests. In the last few weeks, different industry experts in British peer‑to‑peer investing have openly expressed astonishment at Kuflink’s sudden change of T&Cs and how they are treating their investors. I join the many online reviewers here and elsewhere who are appalled by the cumulative effect of recent policy changes on ordinary lenders. As Kuflink are determined to take advantage of their retail lender base and throw their rights out of the window, and they do not bother to reply to e-mails and the like, I will be commencing legal proceedings to recover what is owed to my family and I. Prospective investors should avoid Kuflink like the plague, as they will be severely let down.

   almost 3 months ago
3. David Glass ★★★★★

   One of the best P2P companies, financially sound and a good rate of return.

   almost 3 years ago

1. Graham Butcher ★★★★☆

   I've been trying out Kuflink for over a year now. I was wary to start with. Tried a few "pick your own" to start with, then went for an auto-pick ISA. The staff do their best to answer questions, you might have to wait a couple of days. It seems that most self-picks get their loan extended (might be a covid related thing), but they do come out eventually. The auto ISA option diversifies much more and saves the aggro of picking. Don't know, yet, what happens when auto ISA reaches its end date. Will some of the loans be extended/unfinished. I suspect they will be transferred to other investors to continue, but we'll see :) The website has improved since I started and more investment options/tweaks/reports have been added. Overall, I'm happy with Kuflink. I would have rated it about 4.5, but that's not an option. The reason for not 5 is only because I have had to find out some things by experience.

   almost 3 years ago
2. Taylor Reeves ★★★★★

   This is a fantastic company to get involved with, especially as a keen long-term passive investor. I been investing with them for a few years now and I have to say Kuflink provides one of the best platforms to split and ‘set and forget’ my investments. Highly recommend!

   almost 5 years ago
3. Jarom Tulip ★★★★★

   I began investing with Kuflink in 2020. The only lockdown I wanted was with their 5 year IFISA. It was easy to sign up, and the guys in the investor team were really helpful. The platform is smooth, clear and easy to navigate. The selection of investments are impressive and the detail around each brings much needed confidence in my investing. I’m excited to see what new features and deals are available throughout 2021.

   almost 5 years ago

1. Hanee B ★★★★★

   I have invested in Kuflink since 2018, and I can say that I am impressed with the platform and the guys in investor team, especially, Lisa and Gurbinder. The platform is easy to navigate, and they always bring new features out all the time. They even listen to ideas, and I am impressed by how quick they bring them to the forefront. I love the new interest email every month, where I had suggested a few changes, which they implemented a new change to my suggestion. I feel great. Thank you. I have now understood about ISA from you, and have started a new plan to invest in the Kuflink 5 Year IFISA.

   almost 5 years ago

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