Small business loan in Bolton

“Exemplary Business Finance Service Bolton Business Finance and its MD Marcus Wright are professional and an example to others in the industry. Strongly recommended. Most business people searching for a business finance broker will have dealt with Estate Agents, Recruitment Agencies, or both. You know the types; recruitment “consultants” that try to palm you off with unsuitable candidates having doctored the CV to look great, or estate agents that assure you the enquirer is a “Cash Buyer” or in a fabulous position when in fact they have not even got an offer yet for their overpriced property. Many Business Finance Brokers are as above, probably worse. They work the numbers game of collecting applicants then punt the applicants around the types of lenders that want to tie you down with crazily high interest rates, unviable repayment terms and the ubiquitous PG. My advice is to look out for these shady practitioners. They want your personal ID, 6 months Bank Statements and annual accounts before even discussing solutions to your problem. They have only a passing conversational interest in your business. Be especially alert to the additional introduction “Fee” for getting to offer stage. One such broker added a 5% fee unto an already sky-high rate of interest front-loaded unto the principle, no reduction for early settlement, and of course the dreaded PG. Try getting 5% Interest per year on deposit of £200,000…. It is currently almost impossible yet, some brokers want 5% (£10,000 on that £200K) just for the introduction. That’s 3–5 times what Estate Agents will charge, and they typically must do some work and wait 6 months for the transaction to complete. The broker may well have punted your most personal details by email to any number of lenders leaving you exposed in many ways. Marcus did none of the above. He listened to the requirements. Noted preconditions, made no promises but came back very quickly with imaginative propositions. Very personal details and confidential information were requested only when there was agreement in principle. I will certainly use again.”

“Highly recommended. We've been with Ryans for about 6 months and only have good things to say. We liaise with Paul who is always professional, personable and really knowledgeable. Has the patience of a saint (particularly when we ask him to explain things to us) and appears to work all hours (someone give him a raise). It may not be the cheapest place you'll find but I severely doubt you find better bang for your buck and prices are always fair. They even submit directors personal taxes inclusive of their fee.”

“Would really recommend money advisor as they have helped me so much with my issues. The team are amazing and happy to help. They have filled me in with so much information which has reassured me. Thank you again for your support on my IVA ☺️”

“I needed to improve my pension provisions, Alan Worthington came highly recommended and he certainly lived up to the recommendations. Alan has helped to transfer my existing provision into one place and helped me plan my long-term strategy for my finances. I am very happy with the outcome of Alans advice.”

“Kind staff and great deals. Come again for my next phone!”

“Michael and team has completely sorted my accounts out. Having been left in a mess, it’s wonderful to login and see them all up to date. I have a better understanding of the various processes, how much tax I will have to pay and the most cost effective way of paying myself and all the various expenses- which no one had explained to me previously. (Shockingly!) I highly recommend Tamen Accountants to anyone looking to change or just starting out. My view is that you get the whole package with Michael and his team: they genuinely want to help you and get the best out of your business. Thank you so much! Helen- The Little Calm Company”

“Great company. With my credit I didn't think I'd get accepted but thankfully I did. I would definitely recommend.”